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How Well Do You Know Your Banking Products
7 Chapter(s)
38 mins left in module
280
QUIZ
10 Questions
Banking Products - How Well Do You Know 'Em
Question of 10
What is the full form of EMI?
Equated Mothly Installment
End Mothly Installment
Extracted Mothly Installment
You'll recommend a personal loan ideally, only when...
The customer needs lump-sum money urgently due to some genuine emergency
The customer wants to indulge in luxuries such as buying an expensive car
The customer wants to trade in the stock market
Is the repayment track record of your previous loans considered while calculating eligibility for personal loans?
Repayment history is not taken into consideration at all
Repayment history of all your previous loans is taken into consideration
Repayment history of previous personal loans only are taken into consideration
What are generally loan tenure options for new cars?
One to five years
Five to ten years
Less than one year
Is a personal guarantor must in case of car loan?
Yes
No
Can be required in case your credit profile doesn't meet the lender requirements
What are stages involved while availing a car loan?
Application and processing
Documentation, sanctioning, disbursement
All of above
Is it essential to have a bank account with the bank that offers you a car loan?
Yes
No
Some banks make it mandatory
A client can avail a gold loan of -- to -- % of the gold value, depending on the lender.
100
80 - 90
50
Gold is evaluated by checking for a Hallmark sign before loan approval.
True
False
19. Foreign exchange reserves of India are kept in the custody of which of the following?
Reserve bank of India
All public sector banks
Foreign banks in India
Government treasury
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